Can you get money if the other party didn't have insurance?

This is a discussion on Can you get money if the other party didn't have insurance? within the Accidents and Injury Law Questions forums, part of the Legal Questions & Answers Forum category; My car was badly damaged in an accident by another driver who did not have insurance, and also claims to not have money to pay for it. Is there any ...

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  1. #1
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    Can you get money if the other party didn't have insurance?

    My car was badly damaged in an accident by another driver who did not have insurance, and also claims to not have money to pay for it. Is there any way I can get money for this, or am I just out of luck?


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    You should contact your own insurance company. Depending on your policy, they may cover it. Another option is to contact an attorney and sue the other driver if he refuses to pay for the damages.
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    I was in a similar situation. My insurance was able to cover the cost of the damage to the car and medical expenses. I did, however, have the option added to my insurance about uninsured motorists.

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    Mark me down for being in a situation like you mentioned. This happened many years ago. We lived in a No Fault state. What we were told at the time was this. Since it is considered a No Fault State, each person should file a claim with their own insurance company. My car was totaled (We were rear ended) and I suffered a whiplash injury. (I have Arthritis now from this injury). The person who hit us had insurance, but she was going to be dropped by her insurance company as this was not her first accident. She had nothing, owned nothing so there was nothing to sue for over personal injury. Our insurance company paid some, but I still had to come up with more money to get another vehicle. What a mess!

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    I've never been in that situation, but if the person does not have insurance or the money to pay, what use is there in getting a lawyer? What can be done in a situation like that?

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    It can be really tricky if the other party was not covered by insurance. The best thing as at now is to first consult your insurance company and they will be able to guide you.

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    In a case like that, if the person doesn't have insurance and can't afford to pay regardless, and your insurance will not cover, then you may be out of luck.
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    I am just recently getting sued for $250 for scraping some womans front bumper. What i am wondering is why she is doing that when I gave her all my information like my insurance and licence number. What should I present to the judge to win this dispute.

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    It does not seem likely anyone would file a lawsuit over $250, unless maybe it was in small claims court. It is possible she didn't want to go through her insurance but you can still contact your insurance. However, your deductible may be larger than $250 so you may just be better off paying her the $250.
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