Hit and Run uninsured motorist claim

This is a discussion on Hit and Run uninsured motorist claim within the Accidents and Injury Law Questions forums, part of the Legal Questions & Answers Forum category; My husband and I were recently in a car accident. We were hit from behind. I suffered a grade 3 concussion and was knock out for a while. I still ...

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    Hit and Run uninsured motorist claim

    My husband and I were recently in a car accident. We were hit from behind. I suffered a grade 3 concussion and was knock out for a while. I still have some memory and comprehension problems.
    The police report stated that the accident was cause by a third car that left the scene. My husband or I never saw the third car. When I called the claim in to my insurance company I gave them this information. However, about a week later, I called them and told them there could not have been a third car because we did not see one. I even went to the police officer who filled out the report and his Captain believing I was correct. They eventually explained to me that there was enough physical evidence and an eyewitness who refused to make a written statement , but did give one verbally to the police officer to conclude that there was a third car involved. Does my insurance company (uninsured motorist) have to go by the police report (fault due to the 3rd car that left the scene) or can they deny the claim based on my statement that there was not a third car?


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    They can take whichever position they feel is supported by the evidence.

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    They will most likely go based upon the police report unless there is evidence to the contrary.
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