Dear Legal Forum,

The most pressing issue I have is as the title suggests. I have received a levy by SC of NJ from Asset Acceptance llc for amount due of writ 10209.30.

There was 600.00 approx in my account which is frozen as a result of the garnishment order.
And in the mail today I have a discover card letter saying attorney placement pending.

And there is about 15000 more in cc debt with other cards. On total around 39,000.

My wife and I are also under water with our mortgage and everything is coming to a head.
I would like to see what options I have and what are the first steps I need to take.