I just received a letter from my employer yesterday about a debt collecter going to garnish my pay for up to 25% of my paycheck. I have never received anything before on this matter and have no recolection of this at all. I tried calling the lawyers office on this document and been getting the run around, put on hold for a extreme amount of time and have left messages but nothing in return. This did go through the county court system but can they do this for just a credit card debt? Also why is this them vs myself and my employer?