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  1. Should I file Chapter 7 Bankruptcy?

    by , 07-10-2012 at 06:36 AM

    So you're wondering whether you should file bankruptcy?

    People who rack up a bunch of debt sometimes ponder if it makes sense filing for chapter 7 bankruptcy to get rid of the debt. There are lots of reasons for which bankruptcy can make sense whether chapter 7 or chapter 13. But you need to realize that this decision does bring consequences, and it is also certainly not always the best option.

    Should I discharge my debts in bankruptcy?
  2. Top Factors To Consider When Hiring A Lawyer

    by , 06-21-2012 at 10:22 AM
    With the variety of lawyers in the field today, finding an ideal attorney is a task that may not be quite easy to most people. In fact, the situation may even get more complicated when you have never hired a lawyer yourself. However, that should not worry you so much since after reading through this article carefully; you will be able to get tips on how to choose the right lawyer whenever you are in need of any kind of legal aid. The first thing that you have to take note of when in need of an ideal ...

    Updated 07-10-2012 at 07:31 AM by melldee

    Tags: law, lawyers Add / Edit Tags
    Consumer Law
  3. How to Talk to a Lawyer-Keep these in Mind to be more Smooth, efficient, & Effective!

    by , 06-19-2012 at 11:41 PM
    How to Effectively Speak to a Lawyer

    I figured that we should write some guidelines for normal everyday folks that they can use if they call up a lawyer or their own personal lawyer. Too often lawyers get calls, and I sometimes get them myself from people that are clearly upset. They only become more worked up when they think I’m not sensitively handling and listening like a counselor to them tell me about all their problems. Yeah, I may think that I am a good listener, that I'm great
  4. The California Lemon Laws

    by , 04-03-2012 at 04:26 AM
    What is the California Lemon Law?

    Consumers who purchase a defective product can often feel helpless when trying to deal with the manufacturer. Without law experience it is difficult to fight the manufacturers lawyers. They deal with these types of situations all the time. In an attempt to give the consumer more protection, the United States federal government enacted the Magnuson–Moss Warranty Act (1975). While the act was a step in the right direction, its scope was quite broad, ...

    Updated 04-13-2012 at 08:50 AM by Delsack & Associates

    Consumer Law
  5. The Stop Online Privacy Act

    by , 01-21-2012 at 08:47 PM
    Republican Lamar Smith of Texas introduced the Stop Online Privacy Act to the House of Representatives in October 2011. On the surface, the bill targets foreign sites outside the jurisdiction of the United States that engage in copyright infringement. The main mechanism SOPA uses is preventing websites in the United States from interacting with these foreign sites. The bill was controversial from the moment it was introduced, with media and internet entities immediately taking opposing sides. ...
    Consumer Law
  6. Debt Collection

    by , 08-13-2011 at 07:10 AM
    If you are falling behind your monthly debt payments, a debt collectormay contact you to collect the debt on behalf of your creditor. Fair Debt Collection Practices Act (FDCPA), enforced by the nation’ consumer protection agency The Federal Trade Commission (FTC), prohibits debtcollectors from using unfair, abusive, or deceptive practices while collecting the debt from you.

    To the FDCPA, a debt collector can be anybody who regularly collects debt. It may be a collection agency, ...
  7. Know How to File a Lawsuit against Debt Collection Agency for Harassment

    by , 08-08-2011 at 05:30 AM
    If you are missing to make your debt payments and feeling apprehensive that your lenders might sell the debts to a collection agency, then you do have reasons to worry. The collection agency doesn’t have the power to put you behind the bars, but they can certainly drive you crazy by repeated phone calls, millions of mails and billions of e-mails. Debt collectors often bend or break the rules of collecting debt and sometimes stoop to such an extent that collection efforts turn into sheer harassment. ...