denied health benefits

This is a discussion on denied health benefits within the Employment and Labor Law Questions forums, part of the Legal Questions & Answers Forum category; I am currently employed and my employer openly admits that I met all the requirements/obligations to be enrolled as an employee in the health insurance program offered to every full ...

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  1. #1
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    denied health benefits

    I am currently employed and my employer openly admits that I met all the requirements/obligations to be enrolled as an employee in the health insurance program offered to every full time employee after 90 days. They claim that the proper paperwork was not received, suggesting that it might have been misplaced, and that I have missed my deadline for enrollment. They agree that I have clearly met my requirements and turned in the paperwork by the deadline, so through no fault of my own I will not receive my benefits. I have already canceled my private insurance coverage in anticipation of my enrollment date, and when I inquired about my enrollment status about a month prior to my expected start date, I was told everything was in order. This is a very important matter for the fact that I have what is to be considered a terminal illness and I require regular costly medical treatment. I do appreciate all and any advice. Thank you for yor time.

    Last edited by Dean; 02-03-2012 at 10:03 PM.

  2. #2
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    You were very foolish to cancel your other insurance, prior to having proof of new coverage in hand. You might be considered to have a pre-existing condition, if this is not resolved in your favor.

  3. #3
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    I do appreciate the fact that you posted. I am well aware of almost all aspects of health coverage. What I am seeking is advice on what actions to take in regards to my employer, whether that may have to be legal action or otherwise?

  4. #4
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    Unless your employer agrees to enroll you since it is apparent that a mistake was made on their part, you will need to seek legal action. I recommend contacting a local attorney.
    I am not a lawyer, this is not legal advice.

  5. #5
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    Be advised, absent a collective bargaining agreement, you might be terminated later, by fighting with the employer.


 

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