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About Anya Bennett

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View Anya Bennett's Blog

Recent Entries

How to Become a Pre-bankruptcy Debt Counselor

by Anya Bennett on 12-21-2011 at 10:45 AM
United States Bankruptcy Code has opened a credit counseling wing to help debtors take up proper debt relief measures or a free debt consolidation service so that they can get rid of their debt. Many times a debtor don’t understand whether filing bankruptcy could be the right way to get his finance back on track. So, debt counseling helps them get on their feet. This session is conducted by a debt counselor appointed by counseling agency. They possess proper education, interpersonal skill

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Updated 12-21-2011 at 10:53 AM by Anya Bennett

Categories
Bankruptcy Law

Debt Collection

by Anya Bennett on 08-13-2011 at 07:10 AM
If you are falling behind your monthly debt payments, a debt collectormay contact you to collect the debt on behalf of your creditor. Fair Debt Collection Practices Act (FDCPA), enforced by the nation’ consumer protection agency The Federal Trade Commission (FTC), prohibits debtcollectors from using unfair, abusive, or deceptive practices while collecting the debt from you.

To the FDCPA, a debt collector can be anybody who regularly collects debt. It may be a collection agency,

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Know How to File a Lawsuit against Debt Collection Agency for Harassment

by Anya Bennett on 08-08-2011 at 05:30 AM
If you are missing to make your debt payments and feeling apprehensive that your lenders might sell the debts to a collection agency, then you do have reasons to worry. The collection agency doesn’t have the power to put you behind the bars, but they can certainly drive you crazy by repeated phone calls, millions of mails and billions of e-mails. Debt collectors often bend or break the rules of collecting debt and sometimes stoop to such an extent that collection efforts turn into sheer harassment.

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