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Recent Entries

Bankruptcy myth 3: You will lose all that you own

by aschachter on 11-02-2011 at 08:57 PM
That’s crazy, especially because you live in Texas. The laws that protect property are called “exemption laws” or “exemptions”. Bankruptcy is supposed to give you a fresh start and the idea behind exemptions is that it’s pretty difficult to start over without things like clothing, a home and transportation. Generally, simply by living in Texas, you can protect an unlimited amount of equity in the home that you live in. You can also have up to $30,000 worth of personal belongings ($60,000 if you

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Categories
Bankruptcy Law

Bankruptcy myth 2: The world will know you filed

by aschachter on 11-02-2011 at 08:41 PM
You will be relieved to know that only the people who have a reason to know that you filed for bankruptcy will know. Bankruptcy is a public record that can stay on your credit report for up to ten years from the date the bankruptcy is filed. There are computers at the federal courthouse where people can look up bankruptcies. In the Houston area, bankruptcies are also listed in a legal newspaper called the Daily Court Review that most people simply use for marketing purposes. The fact that you filed

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Categories
Bankruptcy Law

Bankruptcy Myth 1 : You Will Never Get Credit or Own Anything Again

by aschachter on 11-02-2011 at 08:34 PM
This just simply isn’t true.


Most people qualify for new credit cards within months after the successful completion of bankruptcy. When you're looking at your Fort Worth bankruptcy options, there are several to choose from, so it's important to understand that depending on which bankruptcy law firm you use to file, you will likely not get another discharge of your debts for at least 8 years and banks know this. Hiring an experienced law firm will help to avoid problems that come

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Categories
Bankruptcy Law