Harassment from Home Owner's Association

This is a discussion on Harassment from Home Owner's Association within the Real Estate and Property Law Questions forums, part of the Legal Questions & Answers Forum category; I purchased a home in October 2009 and in June 2010 was laid off from work and slowly began to not be able to make payments toward my mortgage on ...

Results 1 to 3 of 3
  1. #1
    Junior Member
    Points: 34, Level: 1
    Level completed: 68%, Points required for next Level: 16
    Overall activity: 0%

    Harassment from Home Owner's Association

    I purchased a home in October 2009 and in June 2010 was laid off from work and slowly began to not be able to make payments toward my mortgage on my home. As a result in June 2011 my home was foreclosed on by the bank it was financed through. After the foreclosure process the property was then sold to a different company so as to remove the property and loan amount from the banks books. Currently, I'm fighting to have my name removed from the Deed - since the property has been sold to a third party.

    I do not live in the home as I was forced out by the bank, the locks have been changed and the home has been foreclosed on me. I am now facing having to go to court because the Home Owners Association claims that I owe them over $2500.00 in HOA fees that had gone unpaid during this foreclosure process. There is a new owner of this property and I feel that I should not be held liable for these unpaid HOA fees - the home is no longer mine.

    My question is - what are my rights in this instance? The home was foreclosed and I was forced out of it. I do not live there. The HOA continues to serve me with documentation in a rather rude manner in an effort to not respect my confidentiality or personal information they've literally taped my personal information to the front door of my current home for all to see.

    Please help guide me in the right direction. Thank you.

    The HOA fees are supposed to cover the care of all common areas within that community and I know for a fact that many people have not paid these fees because the HOA has not honored their end of the contract in taking care of these common areas i.e. parks, fields, basketball and/or tennis courts, lawns, street lights, heated community pool - all of which have been overcome by weeds, debris, and the pool filled with dirt and grime.


  2. #2
    Senior Member
    Points: 1,523, Level: 23
    Level completed: 23%, Points required for next Level: 77
    Overall activity: 75.0%
    Achievements:
    3 months registered1000 Experience Points
    Awards:
    Posting Award

    It is not unusual for a debtor to be embarrassed in some manner by collection attempts against them. You are likely responsible for at least a portion of the expenses. Consult your HOA agreement.

    As an aside. I once went to help a newspaper carrier collect from a family that owed him for several weeks of papers. They kept feeding him a line, then just refused to answer the door. I walked up to their front door authoritatively with the carrier, and knocked on the door loudly, attracting the attention of all the neighbors on their porches. Not getting a response, I went to the side door and rapped loudly also. Looking up, I saw two very young children looking out the window. Waiting a minute to give someone time to respond, I started rapping furiously on the door and with a raised voice exclaimed " You kids better get your mom or dad and have them come to the door!! Otherwise, I have to assume you have been left home alone and I am calling the police!!!" All the neighbors within half a block, that had been out, were all walking out to the sidewalk, to watch the game. Within 30 seconds a furious woman yanked open the door, yelling I had better not call the police on her. I politely informed her I was just looking out for the welfare of her kids and apologized if she was embarrassed. I then prompted the carrier forward, to collect his arrears.

  3. #3
    Senior Member
    Points: 557, Level: 11
    Level completed: 14%, Points required for next Level: 43
    Overall activity: 98.0%
    Achievements:
    Overdrive31 days registered500 Experience Points
    Awards:
    Frequent Poster

    Disagreeable: Are you sure we are not related? Sounds like something I would have done to collect a debt LOL.


 

Similar Threads

  1. Harassment against a minor
    By deborah in forum Criminal Law & Criminal Procedure
    Replies: 2
    Last Post: 01-06-2012, 04:32 AM
  2. Landlord harassment
    By MrNewlySingle in forum Real Estate and Property Law Questions
    Replies: 1
    Last Post: 12-18-2011, 07:16 PM
  3. Homeowner Association dispute
    By N Pappas in forum Real Estate and Property Law Questions
    Replies: 1
    Last Post: 10-28-2011, 06:40 PM
  4. Video: How to get your Homeowners Association to Take Action
    By Legal Help in forum Video Comments Forum
    Replies: 0
    Last Post: 08-29-2011, 01:34 AM
  5. Video: How to Fight Your Homeowner's Association
    By Legal Help in forum Video Comments Forum
    Replies: 0
    Last Post: 08-29-2011, 01:34 AM